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Preventing Repossessions

Struggling to make payments on a vehicle? You may be in danger of having your property repossessed.

Whether you are behind on a car, truck, motorcycle, boat or any other expensive piece of property, your creditors have the right to repossess it if you fail to make payments.

At Attorneys & Debt Counselors, I help clients stop repossession and other creditor actions by guiding them through the bankruptcy process. I have been practicing bankruptcy law for more than a decade and can help you explore bankruptcy and other debt relief options for keeping your car, truck or other personal property.

Bankruptcy Stops Repossessions

Filing for bankruptcy enacts the "automatic stay," a legal injunction that stops creditors from repossessing your property and from taking any legal action against you. It even stops creditors from making harassing phone calls. Remember, the automatic stay is temporary. If you file for Chapter 7 bankruptcy, all of your unsecured debt will be wiped out, but you will have to file a reaffirmation agreement if you wish to keep making payments on your vehicle.

If you file for Chapter 13 Bankruptcy, you will have between three and five years to pay off your car or truck debt. If you are in danger of repossession, it is important to act quickly. Under Florida law, once your vehicle is repossessed you cannot get it back by filing for bankruptcy. As an experienced Tampa bankruptcy lawyer, I can help you understand all of your rights and options for stopping repossession in Florida.

Contact Us Today, We Are here To Help: 813-876-3328

Peter Carratt © 2016 Attorneys & Debt Counselors. All rights reserved.
3019 West Azeele Street, Tampa, Florida 33609 | 1243 South Ridgewood Avenue, Daytona Beach, Florida 32114 | Phone: 813-876-3328
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